Is your Credit Card Debt Out of Control?

If you're concerned with your current financial situation, and your growing credit card debt, you may need answers to some questions to determine if you're really in trouble, or simply a worrier.

So, are you a worrier about your finances, or are you in serious trouble? Take this quiz to find out the answers to these questions, and what you can do if you do indeed need assistance.

Created by: Marie Megge of Donaldson Williams
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  1. How much money do you owe to credit card companies?
  2. Have you ever made late payments to your creditors?
  3. Do you find that you're often worried about paying your bills, or staying awake at night trying to figure out what you're going to do?
  4. Have you taken cash advances on credit cards in order to be able to pay your bills?
  5. Do you and your spouse frequently argue over your financial situation?
  6. Are any of your credit cards at or above their limit?
  7. Have you ever gotten a debt consolidation loan, only to find yourself maxing out your credit cards all over again?
  8. Do you often pay for groceries, utilities and other household expenses using credit cards to do so?
  9. Have you ever considered bankruptcy?
  10. Do you find that you're living from paycheck to paycheck each month?

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Quiz topic: Is my Credit Card Debt Out of Control?