What Is Your FICO Credit Score?
Lenders use FICO scores to decide whether to lend you money, and what interest rate you'll get. It's very important that you have a good score, or else you'll be denied auto loans, mortgage loans, or even cell phone or other payment plans. Insurance companies are even using your FICO score to decide what to charge you! If you want to qualify for any loan and get a low interest rate that will save you a ton of money, you need to have a solid FICO score.
FICO scores range from 300 to 850. Most people have a pretty decent score--the median is 723. That score will get you favorable loans. But if you're the type of person who is late on your bills or maxes out your cards or commits any number of other credit no-nos, your score will be much less than this. And to put it simply, a low FICO score sucks. So you want to know, what's your FICO score? This quiz will give you a good idea. Answer honestly.
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